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State Grant Guide

Small Business Grants in Maryland

Most Maryland small business money comes from Commerce and DHCD, and much of it is not a grant. ExportMD is the one open to any Maryland exporter, at up to $5,000 a year.

2 state grants open$198M in SSBCI federal allocation plus state program fundingUpdated September 12, 2026
Richard Moore
Written byRichard Moore
Senior Finance & Banking Editor

Most Maryland small business money comes from Commerce and DHCD, and much of it is not a grant. ExportMD is the one open to any Maryland exporter, at up to $5,000 a year. The Purple Line grant reopens on September 29 for shops near the works. Manufacturing 4.0 shut on August 31. Every card says its type and whether it is open.

Which Maryland grants fit your business?

Answer 7 quick questions and we sort the 12 programs on this page into likely fits and long shots. Nothing personal is asked or stored, and final eligibility is always decided by the granting agency.

Maryland Small Business Grant Programs

State-administered funding programs available to Maryland small businesses. Verify deadlines directly with the granting agency before applying.

Featured

ExportMD Program

Maryland Department of Commerce

Up to $5,000 per award, once a year

Rolling, applications due the 1st of each month

ExportMD provides matching grants of up to $5,000 to reimburse expenses on an international marketing project, including trade show fees, brochures, website work and travel. Applications are due on the 1st of each month. The step that catches people out is an export counselling meeting, which must be scheduled before the deadline, so Commerce advises contacting its office at least two weeks ahead. You must have operated for at least a year, be registered in SAM.gov, be in good standing with the Maryland Department of Assessments and Taxation, and not have won an ExportMD award in the last year.

Small and mid-sized Maryland companies
Apply / Learn More

Partnership for Workforce Quality (PWQ)

Maryland Department of Commerce

Up to 50% of qualified training costs

Rolling

Matching training grants that pay back up to 50 percent of the cost of training your existing staff. Commerce wants you to have at least ten full-time employees, and it gives priority to manufacturing and technology firms. At least 60 percent of the money must go to employers with 150 or fewer staff in Maryland. You apply through the Commerce regional representative for your county, not through a portal.

Manufacturing and technology companiesMinimum 10 full-time employees
Apply / Learn More
Not open yet

MDOT Purple Line Small Business Grant Program

Maryland Department of Transportation (MDOT)

Up to $50,000

Deadline Nov 7, 2026

Direct grants to small businesses within a quarter mile of Purple Line construction in Prince George's and Montgomery counties, funded at $1 million a year through 2028 across three rounds. Round 2 closed August 28, 2026. Round 3 opens September 29 and closes November 7, with awards announced December 16.

Small businesses along the Purple Line corridorPrince George's and Montgomery County businesses
Apply / Learn More
Equity investment

TEDCO Concept Capital

Maryland Technology Development Corporation (TEDCO)

$25,000–$50,000

Rolling

TEDCO's Concept Capital provides convertible notes with founder-friendly terms (zero interest, negotiable valuation caps) to bridge the early-stage funding gap for underrepresented entrepreneurs. Eligible founders include those in rural or disadvantaged communities.

Underrepresented entrepreneursRural-based foundersMinority, disabled, or female founders
Apply / Learn More
Expired

Business Boost Microgrants (Neighborhood BusinessWorks)

Maryland Department of Housing and Community Development (DHCD)

$20,000–$50,000

Closed, programme no longer offered by DHCD

DHCD ran these microgrants for small businesses in designated Sustainable Communities that needed capital for growth or expansion. Applications have closed and no new round is posted. DHCD's business development page now lists mostly loans and Opportunity Zone incentives. Its NourishMD grant is shut too, and has its own card below.

Small businesses in Sustainable Communities2–50 employees
View program page
Expired

Maryland Manufacturing 4.0 Grant Program

Maryland Department of Commerce

$25,000–$500,000

Deadline Aug 31, 2026

This competitive grant program helps small and mid-sized Maryland manufacturers invest in Industry 4.0 technologies, robotics, and digital business practices. Grants cover up to 75% of project costs for small manufacturers (3–50 employees) and 50% for mid-sized manufacturers. FY2026 funding was set at $6 million.

Manufacturers with 3–250 employees
View program page
ExpiredNot business facing

Project Restore 2.0

Maryland Department of Housing and Community Development (DHCD)

Up to $300,000

Closed

Project Restore 2.0 gave $8 million to Main Streets, Arts and Entertainment Districts and other place based economic development organisations in Sustainable Communities, up to $300,000 each, which those organisations subgranted to businesses filling vacant storefronts. A business never applied to DHCD directly, and the round is finished.

Main Streets and Arts & Entertainment DistrictsEconomic development organizations in Sustainable Communities
View program page
Expired

NourishMD Grant Program

Maryland Department of Housing and Community Development (DHCD)

$25,000–$150,000

Deadline Feb 20, 2026

NourishMD provides grants to support the development, stabilization, and expansion of retail outlets that provide fresh food in Maryland's food deserts. Part of the Moore-Miller Administration's $10 million Community Business Compass initiative.

Fresh food retailers in food deserts
View program page

Federal Grant Programs

These federal programs are available to small businesses in every state.

Loan

SBA 7(a) Loan Program

Up to $5,000,000

The SBA's primary lending program guarantees loans through participating lenders. This is a loan, not a grant. But the terms favor small businesses that may not qualify for conventional financing.

Learn more
Loan

SBA Microloan Program

Up to $50,000

Loans up to $50,000, not grants. You borrow from a nonprofit lender near you, not from the SBA itself. The money can cover working capital, inventory, supplies or equipment. Most people get far less than the cap. The average microloan is about $13,000.

Learn more
Not confirmed

SBIR/STTR Grants

Phase I up to $323,090, Phase II up to $2,153,927

Competitive federal grants for small businesses doing research and development with commercial potential. Eleven federal agencies take part. Phase I funds proof of concept. Phase II funds full development.

Learn more
Technical assistance

Minority Business Development Agency (MBDA) Programs

Varies by program

Help for minority owned businesses that need capital, contracts or new markets. MBDA runs business centers around the country. They give advice, help with bids, and point you toward lenders.

Learn more

Get Grant-Ready

Before you apply, most Maryland grant programs expect these basics to be in place.

1

Form your business entity

Most Maryland grant programs require applicants to be a registered LLC, corporation, or nonprofit. If you haven't formed yet, that's the first step.

NO logo

$39 + state fee. Includes registered agent, business address, and more.

Form Your LLC with Northwest
2

Get your EIN

An Employer Identification Number is free from the IRS and required on nearly every grant application. You can apply online and receive it immediately.

IR logo

Free from the IRS. Takes about 5 minutes online.

Read Our EIN Guide
3

Open a business bank account

Grant funds need to go into a dedicated business account, not your personal checking. Most agencies will ask for your banking details on the application.

ME logo

Business checking with no monthly fee on the base plan, built for startups.

Open a Mercury Account

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Grants by Business Type

Targeted programs for specific business owners in Maryland.

Women-owned Business Grants

MBE certification from MDOT covers women-owned firms. It is free. TEDCO's Concept Capital names women founders as a target. It pays in convertible notes, not grant money.

  • MDOT MBE Certification
  • TEDCO Concept Capital

Minority-owned Business Grants

Maryland tells its agencies to spend 29 percent of contract money with certified MBE firms. That is the biggest lever here. TEDCO's Pre-Seed Fund puts up to $40,000 into minority founders with a tech idea.

  • MDOT MBE Certification
  • TEDCO Minority Business Pre-Seed Fund

Veteran-owned Business Grants

Maryland has no veteran grant. MBE certification counts veteran-owned firms toward the state's contract goals. Some counties run their own schemes. Start with the certification.

  • MDOT MBE Certification

Rural Business Grants

Western Maryland and the Eastern Shore count as rural to the USDA. Its Rural Business Development Grant bars for profit firms. That rules most founders out. TEDCO's Concept Capital names rural founders and puts in $25,000 to $50,000. It is a convertible note, so you may repay it in equity.

  • TEDCO Concept Capital
  • USDA Rural Business Development Grant

Technology/Innovation Business Grants

Maryland is strong here. TEDCO runs the Maryland Innovation Initiative. It also matches federal SBIR and STTR awards. Manufacturing 4.0 pays $25,000 to $500,000 for new kit, but its 2026 window shut on August 31.

  • TEDCO Maryland Innovation Initiative
  • Maryland Manufacturing 4.0

Tips for Applying in Maryland

Increase your chances of approval with these state-specific tips.

  • 1Check you are in good standing with SDAT first. Maryland Business Express shows it in a moment.
  • 2For ExportMD, book the export counselling meeting before the 1st. Commerce asks you to call at least two weeks ahead, so a late call costs you the round.
  • 3Register for a TEDCO ID once. Every later TEDCO application starts from that account.
  • 4Get MBE certification from MDOT if you qualify. It is free. It opens the state's 29 percent contract goal.
  • 5Call the Maryland SBDC. The advising is free. Its regional offices will sharpen your plan and your numbers.

State Economic Development Agency

Maryland Department of Commerce

Commerce is Maryland's main economic development agency. It runs the grants, tax credits and financing on this page. DHCD handles the housing and community side.

Funding While You Wait

Grant applications in Maryland can take weeks or months to process. These options can bridge the gap.

Grants in Other States

All state grant guides

Frequently Asked Questions

Yes. ExportMD repays up to $5,000 of international marketing costs, and you apply on the first of any month. The Purple Line grant pays up to $50,000 to businesses near the construction, and round 3 runs September 29 to November 7. Partnership for Workforce Quality repays half the cost of training your staff. Manufacturing 4.0 pays far more, $25,000 to $500,000, but its window shut on August 31.

ExportMD, which reimburses up to $5,000 of international marketing costs and takes applications every month. For manufacturers it was Manufacturing 4.0, at $25,000 to $500,000, but that window shut on August 31. DHCD has closed its Business Boost microgrant and its NourishMD round, and now lists mostly loans, so a Maryland founder after plain grant money has fewer doors than the older guides suggest.

No. Maryland's open grants are for any eligible business, whoever owns it. MBE certification is still worth having. It is free. It opens the state goal of placing 29 percent of contract money with certified firms, which is worth more over time than one grant. Some TEDCO programmes, Concept Capital among them, do favour founders from under-represented groups.

It depends on the programme. ExportMD takes applications on the first of each month, and you can only win one award a year. Book the export counselling meeting two weeks before that deadline or you miss the round. Purple Line round 3 runs September 29 to November 7, with awards on December 16. Manufacturing 4.0 ran one cycle a year and its 2026 window has shut. Plan on four to twelve weeks. Being eligible is not the same as being funded.

About the Author

Richard Moore

Senior Finance & Banking Editor

Richard is the veteran anchor of the site's financial content. Raised in the Midwest and starting his career in Chicago's commercial banking sector, he spent over a decade underwriting small business loans before moving into financial journalism. He doesn't get swept up in startup hype; he cares about unit economics, APYs, and fee structures.

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Financial Information Disclaimer

Grant programs change frequently. Deadlines, eligibility requirements, and funding amounts listed here may be outdated. Always verify information directly with the granting agency before applying. This page is for informational purposes only and does not constitute financial or legal advice.

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