About
Richard is the veteran anchor of the site's financial content. Raised in the Midwest and starting his career in Chicago's commercial banking sector, he spent over a decade underwriting small business loans before moving into financial journalism. He doesn't get swept up in startup hype; he cares about unit economics, APYs, and fee structures.
All content published under Richard's byline is reviewed in accordance with the StartupOwl editorial policy. StartupOwl maintains full editorial independence from its commercial partners.