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State Grant Guide

Small Business Grants in Kansas

Kansas charges you to apply. PEAK costs $750, HPIP costs $1,000 the first time, and neither one is a grant.

4 grants open$42M GrowKS loan fund, $27M equity fundUpdated August 3, 2026
Richard Moore
Written byRichard Moore
Senior Finance & Banking Editor

Which Kansas grants fit your business?

Answer 7 quick questions and we sort the 12 programs on this page into likely fits and long shots. Nothing personal is asked or stored, and final eligibility is always decided by the granting agency.

Kansas Small Business Grant Programs

State-administered funding programs available to Kansas small businesses. Verify deadlines directly with the granting agency before applying.

Featured

Kansas Registered Apprenticeship Small Business Grants

Kansas Department of Commerce

$7,000

Deadline Sep 20, 2026

A one-time $7,000 grant for small businesses with fewer than 10 full-time employees, covering the cost of registering new apprentices in high-wage, high-demand occupations. It pays for training equipment, instruction and related costs.

Status check, Verified July 22, 2026 at the Kansas Office of Registered Apprenticeship. The page advertises the 2026 round and carries a live Apply Now link, but publishes no deadline, and that link still points at a form named for 2025. This grant does not appear on the state own grants calendar. Confirm the round is open with the office before you build an application around it.

Apply / Learn More

Last verified, Jul 29, 2026

Loan

GrowKS Loan Fund (SSBCI)

NetWork Kansas / Kansas Department of Commerce

Up to $100,000+ from the $42M loan fund

Rolling

Subordinated companion loans matching private capital, funded from the $69 million Kansas received under the Treasury State Small Business Credit Initiative. That allocation split into a $42M loan fund and a $27M equity fund. Rates run 4 percent on one to five year loans and 6 percent on six to ten year loans. This is a loan program, not a grant.

Status check, Verified July 22, 2026 at NetWork Kansas. Open, with loan applications reviewed bi-monthly by a statewide committee and rolling review only for authorised eCommunity starter loans. Eligibility is a Kansas small business under 500 employees with bank funding already in the project, and owners of 20 percent or more must personally guarantee. Every applicant has to be introduced by a NetWork Kansas approved resource partner on 1-877-521-8600.

Women-ownedMinority-ownedRural
Apply / Learn More

Last verified, Jul 29, 2026

Not confirmed

ACCEL-KS Proof of Concept Grants

Kansas Department of Commerce Office of Innovation

Up to $25,000

Closed

Proof of concept funding delivered through KU Innovation Park in Lawrence and Groover Labs in Wichita. Up to $25,000, no match required and no equity taken. Money cannot cover salaries, rent, travel or general operating costs. At least 30 percent of projects must sit in a rural Kansas county.

Status check, Verified July 22, 2026. KU Innovation Park states applications are now closed. The Commerce page for this URL now describes ACCEL-KS rather than the older R and D Acceleration Grants, whose 50/50 match terms survive only in that page stale meta description. The state grants calendar lists $200,000 with a 25 percent match for this line, but that award goes to incubators bidding to run the network, not to a founder. The founder ceiling is $25,000.

Technology/InnovationSmall businesses partnering with Kansas higher education
Apply / Learn More

Last verified, Aug 2, 2026

Kansas SBIR/STTR Matching Program

Kansas Department of Commerce

$3,000 Phase 0, up to $25,000 Phase I

Phase 0 rolling, Phase I rounds closed

State money that sits on top of a federal SBIR or STTR award. Phase 0 pays up to $3,000 toward writing the federal proposal at a 50 percent match. Win the federal Phase I and Kansas adds up to $25,000. Paid on a reimbursement basis, with indirect costs capped at 15 percent.

Status check, Verified July 22, 2026 at the Kansas Department of Commerce. Phase 0 is rolling until funds run out. Phase I ran two fixed rounds, one closing November 7, 2025 and one running April 1 to May 8, 2026, and both have passed, though the page still shows an Apply Now link. The state grants calendar lists $250,000 for this program, a figure that appears nowhere on the program page itself. Eligibility is a for-profit Kansas headquartered business under 500 employees performing at least 51 percent of the work in Kansas.

Apply / Learn More

Last verified, Jul 29, 2026

Tax credit

Promoting Employment Across Kansas (PEAK)

Kansas Department of Commerce

95% payroll withholding tax retention for 7 to 10 years, $750 to apply

Rolling

A job creation incentive letting a company retain or reclaim 95 percent of the payroll withholding tax on qualified new jobs. Basic projects need at least 10 new jobs in metro areas or 5 outside them within two years, for up to seven years of savings. Projects creating 100 or more jobs can run ten years. The application fee is $750 per entity and it is not refundable.

Status check, Verified July 22, 2026 at the Kansas Department of Commerce. Accepted year round, and the application must be filed before you locate, relocate or hire. Beyond the job counts, you must pay at or above the county median wage and cover at least 50 percent of employee health insurance premiums.

Apply / Learn More

Last verified, Aug 2, 2026

Tax credit

High Performance Incentive Program (HPIP)

Kansas Department of Commerce

10% capital investment tax credit, plus training credit up to $50,000

Rolling

A 10 percent income tax credit on capital investment of at least $50,000, rising to $1 million in the metro counties of Douglas, Johnson, Sedgwick, Shawnee and Wyandotte. Also carries a sales tax exemption on that investment, a training credit up to $50,000 and a 16 year carryforward. Most local service businesses cannot qualify.

Status check, Verified July 22, 2026 at the Kansas Department of Commerce. Accepted year round. The hard gate is the business model, you must be a manufacturer, or document that most sales go to Kansas manufacturers, out of state businesses or government agencies, or be the headquarters or back office of a national corporation. Fees are $1,000 for a first certification, $500 to recertify and $0 for a carryforward only filing.

Apply / Learn More

Last verified, Aug 2, 2026

Closing soonTax credit

Kansas Angel Investor Tax Credit

Kansas Department of Commerce

Up to 50% credit, paid to your investor

Deadline Sep 30, 2026

A tax credit of up to 50 percent that goes to the angel investor, never to the business. Your job is to get approved as a Kansas qualified company first, which is what makes an investment in you creditable. The qualified business application costs $250 and investors pay $150 to register.

Status check, Verified July 22, 2026 at the Kansas Department of Commerce. The 2026 qualified business window closes September 30, 2026 and investor registration closes November 30, 2026. To qualify a company needs its headquarters in Kansas, 60 percent of employees or 80 percent of operations in state, gross revenue under $5,000,000 in the last tax year, and fewer than five years of trading, ten for bioscience. Only equity or SAFE investments count, not convertible notes or crowdfunding. Any investment made before written approval is ineligible.

Apply / Learn More

Last verified, Aug 2, 2026

Not confirmedTechnical assistance

Office of Minority and Women Business Development

Kansas Department of Commerce

Varies

Rolling

Provides information, referrals, procurement assistance, and statewide certification for disadvantaged, minority, and women-owned businesses in Kansas. Administers the DBE, MBE, WBE, and ACDBE certification programs.

Status check, The Office of Minority and Women Business Development is listed as an active ongoing service on the Kansas Department of Commerce Business Incentives and Financing page, with no application deadline, closure notice, or discontinuation indicated.

Women-ownedMinority-owned
Apply / Learn More

Last verified, Aug 2, 2026

Federal Grant Programs

These federal programs are available to small businesses in every state.

Loan

SBA 7(a) Loan Program

Up to $5,000,000

The SBA's primary lending program guarantees loans through participating lenders. This is a loan, not a grant. But the terms favor small businesses that may not qualify for conventional financing.

Status check, This is a loan program, not a grant. The 7(a) Loan Program provides loan guarantees to lenders for small business loans up to $5 million. Applications are accepted on an ongoing basis through participating SBA lenders.

Learn more

Last verified, Aug 3, 2026

Loan

SBA Microloan Program

Up to $50,000

Loans up to $50,000, not grants. You borrow from a nonprofit lender near you, not from the SBA itself. The money can cover working capital, inventory, supplies or equipment. Most people get far less than the cap. The average microloan is about $13,000.

Status check, Verified July 30, 2026 at sba.gov. Rates run 8 to 13 percent. The longest term allowed is seven years. Your lender sets both, not the SBA, so two owners can be quoted very different deals. There is no deadline. You apply through an SBA approved lender in your area.

Learn more

Last verified, Jul 30, 2026

SBIR/STTR Grants

Phase I up to $323,090, Phase II up to $2,153,927

Competitive federal grants for small businesses doing research and development with commercial potential. Eleven federal agencies take part. Phase I funds proof of concept. Phase II funds full development.

Status check, Verified July 30, 2026 at sbir.gov. Two different figures get quoted for this program and both are real. As of April 2026 an agency may award up to $323,090 at Phase I and up to $2,153,927 at Phase II without SBA approval, and anything above that needs a waiver. Those are ceilings, not typical awards. Each agency sets its own amounts in its own solicitation, and the sbir.gov agency table currently runs from $50,000 to $300,000 at Phase I and $400,000 to $1.83 million at Phase II. There is no single deadline. You apply through a participating agency.

Learn more

Last verified, Jul 30, 2026

ExpiredTechnical assistance

Minority Business Development Agency (MBDA) Programs

Varies by program

Help for minority owned businesses that need capital, contracts or new markets. MBDA runs business centers around the country. They give advice, help with bids, and point you toward lenders.

Status check, The business centers still run. The grants are a different story. Those windows are short, and they fund groups rather than single businesses. The last one we could find closed in February 2025. We found no open MBDA grant that a small business can apply for today.

View program page

Last verified, Jul 29, 2026

Get Grant-Ready

Before you apply, most Kansas grant programs expect these basics to be in place.

1

Form your business entity

Most Kansas grant programs require applicants to be a registered LLC, corporation, or nonprofit. If you haven't formed yet, that's the first step.

NO logo

$39 + state fee. Includes registered agent, business address, and more.

Form Your LLC with Northwest
2

Get your EIN

An Employer Identification Number is free from the IRS and required on nearly every grant application. You can apply online and receive it immediately.

IR logo

Free from the IRS. Takes about 5 minutes online.

Read Our EIN Guide
3

Open a business bank account

Grant funds need to go into a dedicated business account, not your personal checking. Most agencies will ask for your banking details on the application.

ME logo

Business checking with no monthly fee on the base plan, built for startups.

Open a Mercury Account

Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Grants by Business Type

Targeted programs for specific business owners in Kansas.

Women-owned Business Grants

Kansas has no grant that only women can win. What it has is certification. The Office of Minority and Women Business Development runs the DBE, MBE and WBE programs. Certification opens state contracting, not a check. GrowKS keeps a women starter track inside its $42 million loan fund.

  • Office of Minority and Women Business Development
  • GrowKS Loan Fund
  • Kansas SBDC

Minority-owned Business Grants

Same office, same path. GrowKS runs minority tracks for starter and growth loans. In Topeka, GO Topeka pays $500 to $4,000 for professional services. It tests you against area median income, not ownership alone.

  • Office of Minority and Women Business Development
  • GrowKS Loan Fund
  • GO Topeka Economic Mobility Funds

Rural Business Grants

Read this before you chase the rural money. Two famous programs are not yours. SEED grants go to city and county governments, chambers, and nonprofits. A business cannot apply. Rural Opportunity Zones paid people who moved to a listed county, and the last deadline was June 30, 2026. What is left is quieter but real. PEAK drops its job threshold from 10 to 5 outside metro areas. ACCEL-KS must place 30 percent of its projects in rural counties. Kansas is generous here. Rural means any county under 40,000 people, so only 10 of the 105 fail.

  • PEAK
  • ACCEL-KS Proof of Concept Grants
  • Kansas Office of Rural Prosperity

Technology/Innovation Business Grants

Kansas is strongest here. The Kansas SBIR/STTR match pays up to $3,000 toward writing a federal proposal. That Phase 0 money is rolling. Win the federal Phase I award and the state adds up to $25,000. ACCEL-KS pays up to $25,000 for proof of concept work through KU Innovation Park. No match, no equity, and closed right now. The GrowKS equity fund holds $27 million and writes first checks of $50,000 to $250,000.

  • Kansas SBIR/STTR Matching Program
  • ACCEL-KS Proof of Concept Grants
  • Kansas Angel Investor Tax Credit

Tips for Applying in Kansas

Increase your chances of approval with these state-specific tips.

  • 1Your city is likelier to fund you than your state. Kansas City, Kansas pays up to $10,000 through DotteBiz. Leavenworth covers half a building improvement, up to $5,000 for one unit and $15,000 for a multi-tenant site. GO Topeka opens a window every month. Wichita and Sedgwick County list no grant at all. They lend instead.
  • 2Watch August 3, 2026. GO Topeka summer questionnaires are due that day. Materials follow on August 7 and answers by August 30. The autumn round closes November 2. It is the nearest real deadline in Kansas.
  • 3Get approved before you spend. GO Topeka says no exceptions. Leavenworth wants a word before your project starts and pays only after final inspection. Spend first and you have bought a receipt.
  • 4Budget the entry fee. PEAK charges $750 per applicant. HPIP charges $1,000 for a first certification and $500 to renew. A qualified business filing for the angel credit costs $250. None of it comes back.
  • 5GrowKS will not take your call. A NetWork Kansas approved partner has to bring you in. Ring 1-877-521-8600 and ask who covers your county.
  • 6Use the Kansas SBDC. There are 7 centers plus outreach offices, and most advising costs nothing. They read these applications for a living.

State Economic Development Agency

Kansas Department of Commerce

The Kansas Department of Commerce runs the state incentives, grants, and workforce training. Its grants calendar lists 32 awards, and on most of them the applicant is a city, county, chamber or nonprofit rather than a business.

Visit Website785-296-5298

Funding While You Wait

Grant applications in Kansas can take weeks or months to process. These options can bridge the gap.

Frequently Asked Questions

Yes, but fewer than the lists suggest. The apprenticeship grant pays $7,000 to employers with under 10 full-time staff. ACCEL-KS pays up to $25,000 for proof of concept work. No match, no equity. City programs are the other real source. Kansas City pays up to $10,000 and Leavenworth covers half a renovation. The rest of this page is loans, tax credits, or money for someone else.

Yes. A Kansas LLC can apply to every state program here. Most of them want a registered entity before you start. The angel investor credit is the strict one. Your company needs a Kansas headquarters, revenue under $5 million, and under 5 years of trading. It must issue equity or a SAFE. Convertible notes and crowdfunding do not count.

Yes, and it is municipal. Leavenworth matches you dollar for dollar up to $5,000 for one unit, or $15,000 across a multi-tenant building. GO Topeka pays $500 to $4,000 for legal, accounting, or marketing help. Kansas City, Kansas goes to $10,000. No statewide grant sits at that size.

Usually you do not. The reason is age. Kansas City excludes any business under a year old, and home based ones too. The angel credit needs an investor already lined up. Start with a Kansas SBDC advisor. Then GO Topeka if you are in Shawnee County. Then the GrowKS loan fund at 4 percent over five years.

Not for most. PEAK, HPIP, the $7,000 apprenticeship grant, and the SBIR match all ignore ownership. Certification matters in 2 places. It opens state contracting preferences, and it strengthens a GrowKS application into the minority or women starter tracks. The certificate itself is not money. It is a door.

About the Author

Richard Moore

Senior Finance & Banking Editor

Richard is the veteran anchor of the site's financial content. Raised in the Midwest and starting his career in Chicago's commercial banking sector, he spent over a decade underwriting small business loans before moving into financial journalism. He doesn't get swept up in startup hype; he cares about unit economics, APYs, and fee structures.

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Financial Information Disclaimer

Grant programs change frequently. Deadlines, eligibility requirements, and funding amounts listed here may be outdated. Always verify information directly with the granting agency before applying. This page is for informational purposes only and does not constitute financial or legal advice.

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