How to Start an LLC in Michigan (2026)
Michigan does not fine you for filing your annual statement late. It releases your company name instead.
In This Article
- Overview
- Quick Facts
- Introduction
- What Michigan charges an LLC
- Choose a Name for Your Michigan LLC
- Choose a Registered Agent in Michigan
- File Your Articles of Organization with LARA
- Get an EIN from the IRS
- Create an Operating Agreement for Your Michigan LLC
- Open a Business Bank Account
- Federal BOI Reporting
- Top 3 LLC Services
- FAQ
- Next Steps
What You'll Learn in This Guide
Note
Michigan LLC formation costs $50 in state fees. Most founders complete the process in a timeframe the state does not publish, either DIY or through a formation service starting at $0.
Michigan LLC Quick Facts
Last Verified: Oct 2026- Filing Fee (Online)
- $50
- Processing Time
- a timeframe the state does not publish
- Expedited Available
- Yes (24 hours / $50)
- Annual Statement
- $25 (annual)*
- State Income Tax
- Yes
- Sales Tax Rate
- 6%
- Filed With
- Michigan Department of Licensing…**
- Last Verified
- October 22, 2026
* Annual Statement: $25, due February 15 each year. If the LLC is formed after September 30, the first statement is not due until the second February 15 after its formation.
** Filed With: Michigan Department of Licensing and Regulatory Affairs (LARA)
What You Need to Know About Forming an LLC in Michigan
Michigan does not fine you for filing your annual statement late. It releases your company name instead. Miss two years and the name goes to whoever asks for it, and this guide covers the whole $50 formation, from the name search to that first February 15.
A Michigan LLC puts a wall between what you own and what the business owes. If the LLC is sued or runs up debt, your bank account, your house and your car sit on the other side of it. That wall is the whole point. Without it you are a sole proprietor and the debts are yours.
Michigan is cheap to start and cheap to keep. Filing runs $50. The annual statement is $25 a year. There is no franchise tax and no general state business license. Veterans pay none of it, either. MCL 450.5101 waives the fee on every LLC document, the Articles of Organization included, when most of the founding ownership is held by veterans.
The job itself is six steps. A name search, a resident agent (Michigan's word for a registered agent), Form CSCL/CD-700 filed with LARA, a federal EIN, an operating agreement, a bank account. What LARA will not tell you is how long any of it takes. It publishes no turnaround at all, by post or online. It does publish a price list for speed, and this guide prices every rung of it.
What Michigan charges an LLC
Michigan charges $50 to form an LLC and $25 a year to keep it in good standing, and the yearly statement fee falls to $15 for statements paid after September 30, 2027.
| Filing | State fee | Condition | Source | Checked |
|---|---|---|---|---|
| Articles of Organization (Form CSCL/CD-700) | $50 | Online, by mail or in person | LARA filing fee schedule | October 22, 2026 |
| Annual statement, due February 15 | $25 | $15 for statements paid after September 30, 2027 | MCL 450.5101(1)(g) | October 22, 2026 |
| Name reservation (Form 540) | $25 | Optional, holds the name for 180 days | LARA filing fee schedule | October 22, 2026 |
| Expedited review, 24 hours (Form CSCL/CD-272) | $50 | On top of the filing fee | LARA filing fee schedule | October 22, 2026 |
| Expedited review, same day | $100 | On top of the filing fee | LARA filing fee schedule | October 22, 2026 |
| Expedited review, 2 hours | $500 | On top of the filing fee | LARA filing fee schedule | October 22, 2026 |
| Expedited review, 1 hour | $1,000 | On top of the filing fee | LARA filing fee schedule | October 22, 2026 |
| Restoration of good standing (Form 770) | $50 | Plus $25 for each missed annual statement | LARA Corporations Division FAQ | October 22, 2026 |
| Change of registered office or resident agent (Form 520) | $5 | Any time after formation | LARA filing fee schedule | October 22, 2026 |
| Articles of Organization, veteran owned LLC | $0 | A majority of the initial membership interests held by veterans | MCL 450.5101(7) | October 22, 2026 |
We read LARA's filing fee schedule, Form CSCL/CD-700 and section 1101 of the Michigan Limited Liability Company Act, MCL 450.5101, on October 22, 2026.
Michigan is cheap to form and cheap to keep. The choices that change what you spend are whether you pay for a resident agent and whether you pay for speed, and if veterans own most of the LLC, the state's fees can drop to nothing.
Cite as Eliot Reynolds, StartupOwl, How to Start an LLC in Michigan (2026), checked October 22, 2026, https://startupowl.com/start/michigan-llc#data
Michigan will not tell you how long a filing takes. It will sell you four different answers. The standard route is the only one with no price on it, and it is also the only one with no date attached, which is the trade the fee schedule quietly asks you to make.
Choose a Name for Your Michigan LLC
Your name has to follow Michigan's rules. It also has to be unlike every name already on file, or LARA rejects the filing.
Michigan will not register a name that reads like one already on file. Check first. The Business Entity Search is free and takes a minute, and it is cheaper than a rejection.
Search available names →Michigan LLC Naming Requirements
Found the name but not ready to file? Michigan will hold it for you. A reservation costs $25. It is optional, and it stops anyone else taking the name while you get your papers together.
Pro Tip
Search before you fall in love with a name. If it is gone, try your variations now. Reworking a rejected filing costs you weeks.
Choose a Registered Agent in Michigan
Every Michigan LLC needs a registered agent (called a "resident agent" on state forms) who can accept legal documents on your behalf during business hours.
Your resident agent receives legal mail for the LLC, such as lawsuits and state notices. It can be an individual who lives in Michigan, or a corporation or LLC authorized to do business here. The registered office is the agent's business office, or an individual's residence, at a street address. The agent should be reachable there during business hours.
Your Three Options
- Do it yourself. Free. But you have to be at that Michigan address every working day, and a missed delivery can be a missed lawsuit.
- Ask someone you trust. A friend or relative who lives in Michigan and is reliably around. Make sure they know what they are taking on.
- Pay a service. Fees vary by company. They cover the business hours, keep your home address off the public record, and make sure legal mail is never missed.
State Specific
Michigan writes resident agent on its forms. Other states write registered agent. It is the same job and the same rules, so do not let the wording throw you.
File Your Articles of Organization with LARA
This is the filing that creates the company. Form CSCL/CD-700 goes to LARA with $50.
Your articles carry six things. The company name. The purpose. Your resident agent's name. The street address of the registered office. A duration, but only if you want something other than perpetual. And Article V, for anything extra. Article V earns its own paragraph. It is where you say the company is manager managed, and it is the only place that works. Nobody who owns the company is named. The organizer signs and prints their name, and no address is asked for them. Filing costs $50 either way. That covers the articles alone, so a name reservation is extra. LARA publishes no standard turnaround. If you need a date you can trust, add Form CSCL/CD-272 and buy one. It is $50 for 24 hours, $100 same day, $500 for two hours by 3pm, $1,000 for one hour by 4pm, each on top of the $50. One option goes almost unused. You can name a later effective date, up to 90 days out. That is how a filer in November opens the books clean on 1 January.
File Online
File by Mail
Online, start at the Michigan Business Registry and set up an account. By mail, download Form CSCL/CD-700, fill it in, and send it with a check or money order for $50 made out to the State of Michigan. The address is Michigan Department of Licensing and Regulatory Affairs, Corporations, Securities and Commercial Licensing Bureau, Corporations Division, P.O. Box 30054, Lansing, MI 48909. You can also file in person at 2407 N Grand River Ave, Lansing, MI 48906, where LARA also takes Visa, MasterCard, American Express or Discover.
Pro Tip
Check the resident agent name and address twice before you send it. A wrong detail there can get the filing sent back.
Recommended: Northwest Registered Agent
$39 + state fee. Includes registered agent, business address, domain, website, email, and phone. No upsells.
Get an EIN from the IRS
Your EIN is the company's federal tax number. Banks, staff and tax returns all need it. It is free.
Get your EIN straight from the IRS. It is free. The online form takes minutes, and an approved application gets its number at once. Wait until your articles are approved, because the IRS asks for the legal name and the formation date.
Apply for your EIN on IRS.gov →Get one even on your own with no staff. Banks ask for it. And an EIN on business paperwork keeps your Social Security number out of circulation.
Create an Operating Agreement for Your Michigan LLC
An operating agreement is the company rulebook. Michigan does not ask for one. Skip it and the state writes your rules for you.
Michigan does not require an operating agreement. Write one anyway. Without it, a fallout between members is settled by Michigan's LLC Act, and the Act may not say what the two of you agreed. Banks and investors will ask to see it as well.
Key Sections to Include
State Specific
Section 401 sets the default. Your LLC is member managed unless the Articles of Organization say otherwise. Putting manager managed in the operating agreement alone does nothing, so it has to go in Article V of Form CSCL/CD-700 when you file.
Pro Tip
Write one even as a single member. It makes the line between you and the company real on paper, and a court is likelier to respect a line you wrote down.
Open a Business Bank Account
A business account keeps company money apart from yours. That gap is what keeps your liability protection real.
Once the LLC is approved and the EIN is in, open a business checking account. This is not just tidy bookkeeping. It is what holds the wall up. Run a personal cost through the company account, or the other way around, and you weaken the very protection you paid to get.
What to Bring to the Bank
- Your approved articles of organization from LARA
- Your EIN confirmation letter from the IRS
- A government-issued photo ID
- Your operating agreement (some banks require this)
- An initial deposit (amount varies by bank)
Important
Mix the two pots and a court can pierce the corporate veil. Your own money then pays company debts. A separate account is the cheapest defense there is.
Federal BOI Reporting
No. FinCEN exempted every company formed in the United States from beneficial ownership reporting in an interim final rule published 26 March 2025 and applied from 21 March 2025, then made that exemption permanent in a final rule published 11 August 2026 and effective 14 August 2026. Only entities formed under foreign law and registered to do business in a US state still report.
Top 3 LLC Formation Services
We've independently reviewed the top LLC formation services in Michigan. Here's how they compare.
| Feature | Northwest Registered Agent Best Overall | ZenBusiness Best for LLC Formation | Tailor Brands Best for Branding |
|---|---|---|---|
| Starting Price | $39 + state fees | $0 + state fees | $0 + state fees |
| Formation Speed | Same-day only on the $199 package | 7-10 days, 1 day on Pro | 1-14 business days |
| Support | Lifetime Corporate Guides | Phone, chat, Velo AI 24/7 | Phone, Chat, Email |
| States Covered | 50 states | 50 states | 50 states |
| In Business Since | 1998 | 2015 | 2014 |
| Get Started → | Get Started → | Get Started → |
Frequently Asked Questions
What to Do Next
Once your Michigan LLC is approved, take these steps to set your business up for success.
Get an EIN
Apply for free online at IRS.gov in minutes, required before opening a bank account or hiring anyone.
Open a Business Bank Account
Keep personal and business finances separate from day one. Bring your EIN, Articles of Organization, and a government ID.
Create an Operating Agreement
Michigan does not require one, but it decides what happens when members disagree. Keep the management wording in step with Article V of your filed articles.
File Your Annual Statement
Set the reminder now for February 15. Michigan charges no late fee, but two missed years cost you good standing and release your company name to anyone who wants it.
Paying contractors
Michigan takes part in the IRS combined filing program, but a 1099-NEC state copy goes directly to the Michigan Department of Treasury. Michigan wants a copy of every 1099 you issue to a Michigan resident.
Ready To File?
Start your Michigan LLC with Northwest Registered Agent. $39 + state fee includes registered agent, business address, domain, and more.
More Michigan Guides
About the Author
Editor, StartupOwl
Eliot leads StartupOwl's state data research. He maintains the site's fifty state records of LLC filing fees, annual costs, processing times, and small business grant programs, checking each figure against the state office that publishes it and logging the date it was verified. Based in New Jersey, he has spent his working life in and around small businesses, and he writes for the founder who wants the real number rather than the advertised one. Every figure under his byline traces to a named source, and when a state proves a number wrong, the correction is published, not buried.
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