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LLC Formation·Best Overall·Updated August 19, 2026

Best LLC Formation Services in Missouri

Missouri demands an operating agreement the state refuses to file. The law calls it mandatory. Yet the Secretary of State will not accept it, so your $50 files only the articles.

August 19, 202615 min read
Daniel Wong
Written byDaniel Wong
Legal & Compliance Analyst
6 services reviewed
Independently tested
Updated quarterly

Quick Comparison of All 6 Services

Compare pricing and ratings at a glance, then visit a service or read the full review below.

Missouri

Sets the state fee and annual report below.

Include in every price

The agent is required in every state and the main reason provider prices differ. State fees go to the state and are identical with every provider.

Every price below is the full amount due, the $50† Missouri filing fee is already in it. That fee goes to the state, not the company, and is identical whoever files for you. Only the provider's own fee varies. what the service charges $50† Missouri state fee

NR logo

Northwest Registered Agent

4.8Best Overall
Registered agent free year 1, then $125 a yearAgent drops to $100 per state at five or more statesCancelling needs a phone call or email, not a dashboard click

Due today

$89

Registered agent included, free year 1State fees included

Then every year

$125

Z logo

ZenBusiness

4.5Best for LLC Formation
$0 formation with guided, beginner friendly setupAgent is $199 a year, and that is most of the real costThe $99 agent price is not for formation customers

Due today

$149

Registered agent includedState fees included

Then every year

$199

TB logo

Tailor Brands

4.2Best for Branding
$0 filing with logo and website tools built inWeekend support and a guided setupAgent $199 a year plus pre-checked trial add-ons

Due today

$249

Registered agent includedState fees included

Then every year

$199

F logo

FileNow

4.2Best for Speed
Cheapest filing fee on this list at $49Free agent year one if you take the $199 Premium planAgent costs $119 a year on the $49 Starter plan

Due today

$218

Registered agent includedState fees included

Then every year

$119

SF logo

Swyft Filings

3.2Best for Fast Filing
Fast filing is their whole promise, same day in most statesAgent is billed quarterly at $149, which is $596 a yearThat agent price is the highest on this list by a wide margin

Due today

$646

Registered agent includedState fees included

Then every year

$596

L logo

LegalZoom

2.8Most Recognized
Best known brand with a big legal document libraryAgent costs $249 a year against a $99 low on this listAggressive upsells during checkout

Due today

$299

Registered agent includedState fees included

Then every year

$249

† Online rate

* Based on prices and renewal rates verified July 26, 2026. Provider and government fees change.

Compare every detailShow
Service
NR logo

Northwest Registered Agent

Best Overall
From $39
4.8
ZB logo

ZenBusiness

Best for LLC Formation
From $0
4.5
TB logo

Tailor Brands

Best for Branding
From $0
4.2
FN logo

FileNow

Best for Speed
From $49
4.2
SF logo

Swyft Filings

Best for Fast Filing
From $0
3.2
LZ logo

LegalZoom

Most Recognized
From $0
2.8

How We Chose the Best LLC Services for Missouri

Missouri has no annual report. That changes what a formation service is for. The state's side is quick, $50 online with immediate processing, so we weighted compliance tools lower than in states with recurring paperwork. We graded three things hard, the operating agreement each service delivers (state law requires one), registered agent quality, and correct handling of Missouri's Series LLC option.

That split is the whole Missouri market. The state's half is cheap and instant, $50 online, processed immediately, with no annual report ever. The private half is what a service actually sells here. You are buying the one document state law requires, done right, plus an agent whose office cannot be a UPS Store.

6

Services Tested Nationally

200

Hours of Research

50

States Covered

August 19, 2026

Last Updated

Full Reviews

1
NR logo
From $39
Best Overall

Northwest Registered Agent

A transparent LLC formation service that bundles a complete business identity (address, domain, email, phone, website) into a single $39 fee with no upsells.

4.8
Get Started

From $39 + state fees

Pricing Plans

Popular
$39

LLC Formation + Business Identity

+ state fees

  • Preparation and filing of Articles of Organization
  • 1 full year of Registered Agent service included
  • Operating Agreement draft

Northwest is our top pick for LLC formation. The $39 package carries a business address, domain, website, email, phone line and mail scanning, plus the filing itself and a year of registered agent service. Nothing is pre-checked. It is privately held, and the Corporate Guides know the state rules they are quoting. The dashboard is plain rather than polished. At $125 a year to renew, that is a fair trade.

Pros

  • Flat $39 formation fee with no tiered packages or hidden add-ons.
  • Full Business Identity included: business address, domain, email, website, and phone service.
  • Free year of registered agent service with privacy protection.
  • Free mail scanning (up to 5 documents) and renewal reminders.
  • Same-day filing with no extra rush fees.
  • U.S.-based Corporate Guides who actually answer the phone.

Cons

  • Customer support is not available on weekends.
  • Online cancellation process can be cumbersome.
  • Trial digital services auto-renew if you forget to cancel.

Best For: Founders who want a complete business setup (formation, address, domain, email, website, phone) in one flat-fee package with no upsells.

Read full review
Get Started

From $39 + state fees

2
ZB logo
From $0
Best for LLC Formation

ZenBusiness

ZenBusiness files your LLC for $0 and runs the clearest dashboard we have used. The add-ons are where it earns.

4.5
Get Started

From $0 + state fees

Pricing Plans

$0

Starter

+ state fees, does not renew

  • Name availability search
  • Articles of formation filing
  • Electronic document access
Popular
$199/yr

Pro

+ state fees, renews at $199/yr

  • All Starter features
  • Rush processing in 1 business day
  • Worry-Free Compliance included, not just a free year
$399/yr

Premium

+ state fees, renews at $399/yr

  • All Pro features
  • Registered agent service included
  • Advanced Compliance Protection

ZenBusiness runs the smoothest filing in this category. The setup walks a first-time founder through every step, and the dashboard chases your deadlines for you. Starter is $0 and never renews, so a founder who buys nothing else pays the state and stops. The catch sits beside it. Pro renews at $199 a year and Premium at $399, and on Starter the EIN, the operating agreement and the agent are each priced on their own. A strong pick if you want a polished filing and you read the cart before you pay.

Pros

  • Starter is $0, you pay only the state fee
  • The dashboard is the clearest we have used
  • Phone support runs 7 days a week
  • A free first year of Worry-Free Compliance on Starter
  • Good mobile app, 4.6 stars on iOS

Cons

  • Heavy push for add-ons at checkout
  • On Starter the EIN, the operating agreement and the agent each cost extra, $99, $99 and $199 a year
  • Renewals climb, Pro at $199 a year and Premium at $399
  • Auto-renewing subscriptions are hard to cancel

Best For: First-time founders needing an easy, guided, and affordable LLC setup

Read full review
Get Started

From $0 + state fees

3
TB logo
From $0
Best for Branding

Tailor Brands

Tailor Brands bundles logo design and a website into LLC formation, then charges $199 a year for the registered agent almost everyone needs.

4.2
Get Started

From $0 + state fees

Pricing Plans

$0

Lite

+ state fees

  • Filing of Articles of Organization
  • Standard processing, up to 14 business days
  • Business coaching program access
Popular
$199/yr

Essential

+ state fees

  • Everything in Lite
  • Expedited processing, 1 to 2 business days
  • Operating agreement creation
$249/yr

Elite

+ state fees

  • Everything in Essential
  • 1-year free domain hosting
  • AI-powered website builder

Formation is the free part. The logo and website builders are easy to use, and the guided setup is beginner friendly. The catch is checkout. Plan prices stay hidden until the end, a $39 a month bookkeeping trial comes pre-checked, and the registered agent most founders need costs $199 a year. That puts the real first-year cost at $199 plus your state's filing fee. If you want branding and formation together, it works. If you only need the LLC, Northwest files for a flat $39 with no upsells.

Pros

  • Free Lite plan covers the LLC filing and standard processing
  • Beginner-friendly dashboard that is easy to navigate
  • Built-in logo maker and website builder in one dashboard
  • Customer support available on weekends
  • Guided questionnaire walks you through setup

Cons

  • Plan prices stay hidden until the end of the questionnaire
  • Pre-checked $39 a month bookkeeping trial you must cancel yourself
  • Registered agent service costs $199 a year, more than budget rivals

Best For: First-time founders who want LLC filing and basic branding tools in one place.

Read full review
Get Started

From $0 + state fees

4
FN logo
From $49
Best for Speed

FileNow

FileNow guarantees 24-hour processing on all orders, but its lack of a free entry-level plan makes it less competitive for founders on a strict budget.

4.2
Get Started

From $49 + state fees

Pricing Plans

$49

Starter

+ state fee

  • Filing Articles of Organization / Incorporation
  • Unlimited Phone & Email Support
  • Electronic Delivery of State Documents
Popular
$199

Premium

+ state fee

  • Filing Articles of Organization / Incorporation
  • Unlimited Phone & Email Support
  • Electronic Delivery of State Documents

FileNow delivers a remarkably fast and straightforward LLC formation experience. We appreciate that 24-hour processing is standard across all plans instead of being an expensive add-on. The checkout process is completely transparent with zero pre-checked upsells or hidden fees. However, because the base plan costs $49 and does not include a registered agent, budget-conscious founders might prefer cheaper alternatives.

Pros

  • 24-hour order processing included on all plans at no extra cost
  • Transparent pricing with zero hidden fees or pre-checked subscriptions
  • Simple two-tier pricing makes choosing a package easy
  • Premium plan provides excellent value by bundling essential startup documents
  • Customer support is accessible via phone, chat, and email

Cons

  • No free formation tier available
  • Starter plan does not include registered agent service
  • Lacks advanced legal tools and ongoing compliance dashboards

Best For: Entrepreneurs who prioritize fast 24-hour processing and straightforward, transparent pricing.

Read full review
Get Started

From $49 + state fees

5
SF logo
From $0
Best for Fast Filing

Swyft Filings

Swyft Filings offers exceptionally fast processing speeds, but you must navigate a minefield of expensive upsells during checkout.

3.2
Get Started

From $0 + state fees

Pricing Plans

$0

Basic

+ state fees

  • Preparation and filing of LLC documents
  • Business name availability check
  • Standard processing (7-10 business days)
Popular
$199

Standard

+ state fees

  • Everything in Basic
  • Federal Tax ID (EIN) obtainment
  • Custom Operating Agreement
$299

Premium

+ state fees

  • Everything in Standard
  • Expedited processing (1 business day)
  • 2 months of unlimited attorney consultations

Swyft Filings lives up to its name by offering some of the fastest LLC formation times on the market. Their 5-step setup process is simple and easy for beginners to understand. However, their aggressive upsells and missing registered agent service make their $0 starting price highly deceptive. We recommend them only if you desperately need same-day processing and know exactly which add-ons to decline.

Pros

  • Exceptionally fast processing speeds
  • Streamlined 5-step application interface
  • Knowledgeable and responsive phone support
  • Basic package starts at $0 plus state fees
  • No confusing legal jargon during setup

Cons

  • Registered agent service is billed quarterly at $149, which is $596 a year
  • Aggressive multi-page upsell flow
  • Difficult cancellation process for ongoing subscriptions

Best For: Founders needing fast turnaround who can navigate heavy upsells.

Read full review
Get Started

From $0 + state fees

6
LZ logo
From $0
Most Recognized

LegalZoom

A famous name with an aggressive checkout process and expensive recurring fees.

2.8
Get Started

From $0 + state fees

Pricing Plans

$0

Basic

+ state filing fees

  • Articles of organization filing
  • Business name availability check
  • Digital welcome packet
Popular
$249

Pro

+ state filing fees

  • Everything in the Basic package
  • Operating Agreement
  • EIN registration
$299

Premium

+ state filing fees

  • Everything in the Pro package
  • Business attorney guidance (30-day subscription)
  • Bookkeeping tools (6-month subscription)

LegalZoom relies heavily on its brand recognition to charge premium prices for basic services. While the platform is easy to navigate and offers excellent legal document libraries, the checkout process is a maze of expensive upsells and auto-renewing trials. We do not recommend it if you are on a budget. You will end up paying significantly more for registered agent and compliance services than you would with competitors.

Pros

  • Highly intuitive platform that is easy for absolute beginners to navigate.
  • Access to a massive library of legal documents and forms.
  • Long-standing brand reputation provides reliability and peace of mind.
  • Customer support is available seven days a week.
  • Basic LLC formation is free excluding mandatory state fees.

Cons

  • Incredibly aggressive upselling for simple tasks like obtaining an EIN.
  • Registered agent fees are heavily inflated at $249 per year.
  • Checkout includes pre-selected free trials that auto-renew at high prices.
  • Standard processing times are slow unless you pay a $99 expedite fee.

Best For: Founders prioritizing brand recognition and access to an extensive legal document library.

Read full review
Get Started

From $0 + state fees

Editorial Standards & Affiliate Disclosure

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What Makes a Good LLC Service for Missouri Founders

Missouri is one of only a handful of states with no annual report requirement. The state's own FAQ answers in one word, no. Illinois bills an LLC $75 every year, and Kansas collects an information report every two years. Missouri never comes back for more.

Missouri allows anonymous LLCs, and you can check that on the state's own form. The Articles of Organization (form LLC-1) have no field for member or manager names, only for an organizer, who does not have to be an owner. Your name stays off the record.

Missouri offers Series LLCs under Section 347.186. One parent, many protected series. That beats paying $50 for each new entity if you hold several rentals or run distinct lines. Two conditions come attached. Your Articles have to give notice of the liability limit. They also have to separately identify each series.

A series does not automatically cost you the anonymity above. Most guides read this wrong. Field 6 of form LLC-1A asks for the series' members or managers only if they differ from the limited liability company. Own every series yourself and the field stays blank. Bring a partner into one series and that series names names.

One date is worth watching. A 2026 amendment to Section 347.186 takes effect on 28 August 2026. It lets a series pull its own certificate of good standing. It also orders the Secretary of State to list every series on the public business search by 31 January 2027, the same way a normal company is listed. The filing stays quiet. The register will not.

Missouri law requires an operating agreement for every LLC (RSMo 347.081). Most states treat the document as optional. Here the statute says shall. A single member company needs it as a written declaration. The state never collects it, the Secretary of State will not even accept one for filing, but a bank opening your business account will ask for it.

What to Do After You File Your Missouri LLC

  1. Adopt your operating agreement first. Missouri law (RSMo 347.081) requires every LLC to have one, and a single member company needs it in writing. Do not mail it to the state. The Secretary of State will not accept it. Keep the signed copy with your records, banks and courts ask for it.
  2. Get an EIN from the IRS. You need this federal number to open a business bank account, hire employees, or file taxes. It is free. The IRS website issues it in about five minutes.
  3. Register for Missouri taxes if you sell taxable goods. Registration happens at the Missouri Department of Revenue. DOR also issues your state tax ID.
  4. Check local license requirements. Missouri has no general state business license. But St. Louis, Kansas City, and Springfield each run their own licensing. Ask your city or county clerk.
  5. Skip the federal BOI report. The requirement is dead. Guides written before 2025 told new LLCs to file ownership reports with FinCEN or face fines. FinCEN exempted all US-formed companies on March 26, 2025, and a final rule made that permanent on 14 August 2026. A Missouri LLC formed today files nothing, and anyone charging to file one is selling a dead rule.

Missouri LLC Tax Overview

Missouri taxes LLC income that passes through to you at a top individual rate of 4.7 percent. Most guides still print 4.95 percent, a figure the state has cut in steps since 2023. The bigger change is capital gains. Since January 1, 2025, Missouri subtracts 100 percent of federal capital gains from state income (Section 143.121). Gains from selling your company are not taxed here. That subtraction runs through your personal return, so it fits an LLC taxed the default way. An LLC that elected corporate tax does not get it yet, because the state ties the corporate version to the individual rate first falling to 4.5 percent. There is no franchise tax.

Hidden Costs to Watch Out For in Missouri

Bar chart of what the State of Missouri charges an LLC. Filing online costs $51.25, a $50 state fee plus a $1.25 card convenience fee. Filing by paper costs $105. Every year after costs $0, Missouri has no annual report and no renewal fee.
Every dollar Missouri collects from a standard LLC filing. Card is the only online option. It adds 2 percent plus 25 cents. Sources, Missouri Secretary of State online filing FAQ, LLC-1 form and e-payment fee schedule, verified August 17, 2026.
  • Paper filing costs $105, online costs $50 - The state's own FAQ prices the gap at $55. Every service on this page files online. If you file yourself, use the portal.
  • Online filings must be paid by card - The portal takes credit cards only. It adds a 2 percent plus 25 cent convenience fee, so the real online total is $51.25. The state keeps none of it.
  • The operating agreement is legally required - RSMo 347.081 mandates one for every Missouri LLC. Free tiers usually leave it out. Then they sell it back as an add-on or a template.
  • Name reservation costs $25 and caps at 180 days - A reservation holds your name for 60 days and renews twice. Then the door shuts. The same applicant can never reserve that name again.

Frequently Asked Questions About Missouri LLCs

How much does it cost to form an LLC in Missouri?

Filing online costs $50 plus a card fee of 2 percent and 25 cents, so $51.25 total. Filing on paper costs $105, and the state's own FAQ points out the $55 gap. That is all Missouri ever requires. There is no annual report. A formation service adds its own fee on top, and several on this page start at $0.

Does Missouri require a registered agent?

Yes. Every Missouri LLC needs an agent with a street address in the state. A PO Box works only next to a real street address. The state also bars retail mail stores like the UPS Store from serving as the registered office. You can be your own agent. Your address then goes on the public record.

How long does LLC formation take in Missouri?

The Secretary of State's portal processes online filings immediately after submission, in the state's own words. Your filed articles come right back. That is why no Missouri service can honestly sell speed. Paper costs more, $105 against $50, and waits on the mail.

Does Missouri require an operating agreement for an LLC?

Yes. RSMo 347.081 says the members shall adopt one. A single member LLC needs it as a written declaration. Between partners it can technically be oral, though no bank will honor a handshake. The state never sees the document, the Secretary of State will not accept one for filing. Keep the signed copy.

Do I need to file a BOI report for my Missouri LLC?

No. The requirement is dead. FinCEN exempted all US-formed companies in an interim final rule published March 26, 2025, and a final rule made that permanent on 14 August 2026. Older guides still warn about 90 day deadlines and $500 daily fines, but those predate the rule change. Only certain foreign companies registered to do business in the US still file.

About the Author

Daniel Wong

Legal & Compliance Analyst

Daniel grew up in the shadow of Silicon Valley but chose the legal route over engineering, working as a paralegal for a corporate law firm specializing in mergers and acquisitions. He realized that early-stage founders were constantly making catastrophic legal mistakes because they couldn't afford a $500/hour attorney, prompting his move to B2B media.

Was this article helpful?

Questions about LLC services in Missouri

6 comments

RA

running a small handyman thing in springfield

August 4, 2026

im setting up a one man handyman llc in springfield and honestly not sure if i need the operating agreement or if thats only for bigger companies with partners

Daniel WongStartupOwl team

Legal & Compliance Analyst · August 5, 2026

Even as a one person handyman LLC, Missouri law requires the written operating agreement, so yes you need one. The good news is it can be short. It mainly states that you own 100 percent, how the business is managed, and what happens if you bring someone on later. Without it, a court could question whether your LLC is truly separate from you, which is the exact protection you formed the LLC to get. An hour of work protects that.

M

mara_k

July 26, 2026

I keep seeing that Missouri makes you have an operating agreement even for a single member LLC. Is that actually the law or just a sales pitch

Daniel WongStartupOwl team

Legal & Compliance Analyst · July 28, 2026

It is actually the law here. Missouri statute RSMo 347.081 requires every LLC to adopt a written operating agreement, even a one person LLC. It is one of only a few states that mandate it. This is not a formation site upsell, though they will happily sell you a template. You can write a simple one yourself that lists ownership, how profits are split, and who manages. Keep the signed copy with your records, banks and courts may ask for it.

D

Devin

July 17, 2026

How much does it really cost to start an LLC in Missouri once everything is added up

Daniel WongStartupOwl team

Legal & Compliance Analyst · July 19, 2026

The state filing fee is $50 online, which is one of the lowest in the country. That is the only required cost to form. After that, the extras are choices, a registered agent service if you do not want your address public, and a business license only if your city or trade requires one. Missouri has no annual report fee for LLCs, so yearly upkeep is light. Budget the $50, then add only what your specific situation needs.

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